Debt counselling and Debt review Northern Cape

Debt review and debt counselling Northern Cape

Debt review and debt counselling Northern Cape. Visit http://www.helpwithdebt.co.za

Debt review and debt counselling the Northern Cape

Help with debt assist clients in Barkley West, Canavron, Colesberg, Danielskuil, De Aar, Fraserburg, Griekwastad, Kakamas, Kammieskroon, Kathu, Kimberley, Kuruman, Loriesfontein, Loxton, Nieuwoudtville, Prieska, Springbok, Upington

Before a debt management company such as Help with Debt can assist any client with their debt problems, the process of debt review needs to be undertaken.Debt review assists the debt management company in identifying the debt problem at hand, and finding the suitable solution.

Help with Debt performs a thorough debt review process on all their clients, ensuring that all needs are identified, and an accurate solution created.

Help with Debt offers the following to their clients who are searching to undergodebt review:

No up front fees

No additional loans

One very affordable monthly payment to creditors

No interviews unless you want to have a free consultation

Contact Help with Debt today, and let them assist you through their debt review services.

We have been preventing repossession of vehicles and property for more than 10 years and will not allow any slip ups when it comes to your assets Debt counselling and debt review will prevent repossession of vehicles and property.

 

We are discreet and professional. This will ensure that your application for debt review and debt counselling the Northern Cape will be treated without prejudice

Help with Debt the Northern Cape

(073) 053 7756

(012) 752 9457

nfo@helpwithdebt.co.za

the Northern Cape

Monday to Friday 08:00 to 16:30

Professional Debt Counselling by NCR registered Debt counsellors – Mpumalanga

Debt counselling Mpumalaga

Debt counselling and debt review by registered debt counsellors Mpumalaga

We Can Help You Get Debt Free‎ and prevent legal action and repossession

Lower Monthly Payments‎  by up to 60%

Free Debt counselling applications (T’s&C’s apply)

Dont wait

If you are in arrears with your accounts, don’t wait for legal action to start. Get protection TODAY

Debt counseling process

The debt counselling process is very easy to understand. You basically get the opportunity to pay a reduced monthly repayment towards your debt

Important questions

Is this a loan?

Absolutely not. Debt counselling is not a loan

Can I exit debt counselling?

Yes you can. At any time you can withdraw from the process

Is debt counselling binding to my creditors?

Debt counselling is the only process where your original agreement can be altered and be enforced

When to use debt review

If you are struggling every month to repay your debt at the cost of the quality of your life then you must consider debt review

While debt review reduces your monthly repayments it allows you to provide better for your family because it leaves you with more disposable income

Free debt counseling assessments

We provide free debt counselling assessments and we do not charge joining fees

Contact us today for debt counselling and debt review in Bronkhortspuit, Middelburg (Mpumalanga), Witbank, Pelgrimsrus, Lydenburg, Burgersfort, Belfast, Nelspruit, Ermelo, Evander, Trichard, Kinross, Amersfoort, Waterval Boven, Waterval Onder, Machado Dorp, Graskop, Sabie, Hazyview, Bosbokrand, Sabi Sands, Klaserie, Hoedspruit, Marloth Park, Skukuza, Steelpoort and the rest of South Africa

What is a credit counselor

What is a credit counselor

A Debt counselor is a person that completed all the prescribed training and acquired the relevant qualification in Terms of the National credit Act. All debt counselors should be registered with the National Credit Regulator (NCR) and should be able to provide new consumers with a NCRDC registration number and proof that the registration is up to date.

Help with Debt, Debt counselors, are qualified and registered debt counselors and work all over South Africa

If you need debt review or debt counseling advice please visit our website today

http://www.helpwithdebt.co.za

 

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Professional Debt Counselling by NCR registered Debt counsellors – Limpopo

Professional Debt Counselling by NCR registered Debt counsellors – Limpopo

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We Can Help You Get Debt Free!‎ and prevent legal action and repossession

 

Lower Monthly Payments‎  by up to 60%

 

Don’t wait untill it is too late

 

Free Debt counselling applications (T’s&C’s apply)

 

 

 

Dont wait

If you are in arrears with your accounts, dont wait for legal action to start. Get protection TODAY

 

Debt counseling process

The debt counselling process is very easy to understand. You basically get the opportunity to pay a reduced monthly repayment towards your debt

 

Important questions

Is this a loan?

Absolutely not. Debt counselling is not a loan

Can I exit debt counselling?

Yes you can. At any time you can withdraw from the process

Is debt counselling binding to my creditors?

Debt counselling is the only process where your orginal agreement can be altered and be enforced

 

When to use debt review

If you are struggling every month to repay your debt at the cost of the quality of your life then you must concider debt review

While debt review reduces your monthly repayments it allows you to provide better for your family because it leaves you with more disposable income

 

 

Free debt counseling assessments

We provide free debt counselling assessments and we do not charge joining fees

 

Contact us today for debt counselling and debt review in  Polokwane (Pietersburg), Tzaneen, Phalaborwa, Hoedspruit, Ellisras, Makhado (Louis Trichard), Mokopane(Potgietersrus), Mookgopong (Naboomspruit), Bela-Bela (Warmbaths) Modimolle (Nylstroom) and the rest of South Africa

 

 

 

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Professional Debt Counselling by NCR registered Debt counsellors – the North West

Professional Debt Counselling by NCR registered Debt counsellors – the North West

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We Can Help You Get Debt Free!‎ and prevent legal action and repossession

 

Lower Monthly Payments‎  by up to 60%

 

Don’t wait until it is too late

 

Free Debt counselling applications (T’s&C’s apply)

 

 

 

Dont wait

If you are in arrears with your accounts, dont wait for legal action to start. Get protection TODAY

 

Debt counseling process

The debt counselling process is very easy to understand. You basically get the opportunity to pay a reduced monthly repayment towards your debt

 

Important questions

Is this a loan?

Absolutely not. Debt counselling is not a loan

Can I exit debt counselling?

Yes you can. At any time you can withdraw from the process

Is debt counselling binding to my creditors?

Debt counselling is the only process where your orginal agreement can be altered and be enforced

 

When to use debt review

If you are struggling every month to repay your debt at the cost of the quality of your life then you must concider debt review

While debt review reduces your monthly repayments it allows you to provide better for your family because it leaves you with more disposable income

 

 

Free debt counseling assessments

We provide free debt counselling assessments and we do not charge joining fees

 

Contact us today for debt counselling and debt review in Brits, Rustenburg, Shweizer-Reneke, Vryburg,Broederstroom, Hartebeespoortdam, Hekpoort, Kosmos, Koster, kroondal, Magaliesburg, Mooinooi, Skeerpoort, Swartruggens, Coligny, Delaryville, Groot Marico, Lichtenburg, Mafikeng, Ottosdal, Ottoshoop, Mabatho, Sannieshof, Zeerust, Bloemhof, Christiana, Klerksdorp, Leeudoringstad, Makwassie, Orkney, Potchefstroom, Stilfontein, Ventersdorp, Wolmeransstad and the rest of South Africa

 

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Professional Debt Counselling by NCR registered Debt counsellors – Helderberg

Professional Debt Counselling by NCR registered Debt counsellors – Helderberg

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We Can Help You Get Debt Free!‎ and prevent legal action and repossession

 

Lower Monthly Payments‎  by up to 60%

 

Don’t wait untill it is too late

 

Free Debt counselling applications (T’s&C’s apply)

 

 

 

Dont wait

If you are in arrears with your accounts, dont wait for legal action to start. Get protection TODAY

 

Debt counseling process

The debt counselling process is very easy to understand. You basically get the opportunity to pay a reduced monthly repayment towards your debt

 

Important questions

Is this a loan?

Absolutely not. Debt counselling is not a loan

Can I exit debt counselling?

Yes you can. At any time you can withdraw from the process

Is debt counselling binding to my creditors?

Debt counselling is the only process where your orginal agreement can be altered and be enforced

 

When to use debt review

If you are struggling every month to repay your debt at the cost of the quality of your life then you must concider debt review

While debt review reduces your monthly repayments it allows you to provide better for your family because it leaves you with more disposable income

 

 

Free debt counseling assessments

We provide free debt counselling assessments and we do not charge joining fees

 

Contact us today for debt counselling and debt review in Overberg, Strand, Gordon’s Bay, Somerset West, Pniel, Stellenbosch and the rest of South Africa

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Is Debt review good or bad?

Is Debt review good or bad?

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We often get the question from consumers whether debt counseling is good or bad.

We wrote this to clarify that it is not a simple yes/no answer but a complex set of answers for both yes and no

Debt counseling is good if……

If you yourself decided and realized that you are over indebted and that you cannot afford your monthly debt repayments anymore

If you pay your debt on time but you do not have enough money left to sustain your current lifestyle.

maintaining your current lifestyle means that you pay your debt and don’t have enough for your living expense like groceries

Debt counseling is good if you want to get a structured plan to get out of debt AND you stick to it

Debt counseling is bad if……

If you manipulate the system to buy time and to try and get extra money every month to spend on unnecessary stuff

If you do not stick to your new budget and keep up with your proposed debt review payment plan

If you ignore the debt counselor and creditors to comply with the provisions of the Act with regards to Debt counseling

 

In short, debt counseling is a very effective tool to assist you if YOU made a educated decision to repay your debt

 

Contact us today with the form below to have a free debt counseling assessment done

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Professional Debt Counselling by NCR registered Debt counsellors – South Africa

Professional Debt Counselling by NCR registered Debt counsellors – South Africa

Facebook header Pretoria

 

We Can Help You Get Debt Free!‎ and prevent legal action and repossession

 

Lower Monthly Payments‎  by up to 60%

 

Don’t wait untill it is too late

 

Free Debt counselling applications (T’s&C’s apply)

 

 

 

Dont wait

If you are in arrears with your accounts, dont wait for legal action to start. Get protection TODAY

 

Debt counseling process

The debt counselling process is very easy to understand. You basically get the opportunity to pay a reduced monthly repayment towards your debt

 

Important questions

Is this a loan?

Absolutely not. Debt counselling is not a loan

Can I exit debt counselling?

Yes you can. At any time you can withdraw from the process

Is debt counselling binding to my creditors?

Debt counselling is the only process where your orginal agreement can be altered and be enforced

 

When to use debt review

If you are struggling every month to repay your debt at the cost of the quality of your life then you must concider debt review

While debt review reduces your monthly repayments it allows you to provide better for your family because it leaves you with more disposable income

 

 

Free debt counseling assessments

We provide free debt counselling assessments and we do not charge joining fees

 

Cape Town debt counselling and debt review, Durban debt counselling and debt review, Johannesburg debt counselling and debt review, Soweto debt counselling and debt review

Pretoria debt counselling and debt review Port Elizabeth debt counselling and debt review, Pietermaritzburg debt counselling and debt review, Benoni debt counselling and debt review, Tembisa debt counselling and debt review, Vereeniging debt counselling and debt review Bloemfontein debt counselling and debt review, Boksburg debt counselling and debt review, Welkom debt counselling and debt review, East London debt counselling and debt review, Krugersdorp debt counselling and debt review, Botshabelo debt counselling and debt review, Brakpan debt counselling and debt review, Witbank debt counselling and debt review, Richards Bay debt counselling and debt review, Vanderbijlpark debt counselling and debt review, Verwoerdburg debt counselling and debt review, Uitenhage debt counselling and debt review, Paarl debt counselling and debt review, Springs debt counselling and debt review, Somerset West debt counselling and debt review, Klerksdorp debt counselling and debt review, George debt counselling and debt review, Midrand debt counselling and debt review, Westonaria debt counselling and debt review, Middelburg debt counselling and debt review, Vryheid debt counselling and debt review, Orkney debt counselling and debt review, Kimberley debt counselling and debt review, Nigel debt counselling and debt review, Bisho debt counselling and debt review, Randfontein debt counselling and debt review, Worcester debt counselling and debt review, Rustenburg debt counselling and debt review, Pietersburg debt counselling and debt review, Potchefstroom debt counselling and debt review, Brits debt counselling and debt review, Virginia debt counselling and debt review, Nelspruit debt counselling and debt review, Phalaborwa debt counselling and debt review, Queenstown debt counselling and debt review, Kroonstad debt counselling and debt review, Bethal debt counselling and debt review, Potgietersrus debt counselling and debt review, Mabopane debt counselling and debt review, Stellenbosch debt counselling and debt review, Stilfontein debt counselling and debt review, Delmas debt counselling and debt review, Grahamstown debt counselling and debt review, Warmbad debt counselling and debt review, Louis Trichardt debt counselling and debt review, Dundee debt counselling and debt review, Piet Retief debt counselling and debt review, Phuthaditjhaba debt counselling and debt review, Bethlehem debt counselling and debt review, Umtata debt counselling and debt review, Sasolburg debt counselling and debt review, Mmabatho debt counselling and debt review, Oudtshoorn debt counselling and debt review, Standerton debt counselling and debt review, Upington debt counselling and debt review, Parys debt counselling and debt review, Saldanha debt counselling and debt review, Barberton debt counselling and debt review, Lichtenburg debt counselling and debt review, Heidelberg debt counselling and debt review, Knysna debt counselling and debt review, Graaff-Reinet debt counselling and debt review, Fochville debt counselling and debt review, Atlantis debt counselling and debt review, Stanger debt counselling and debt review, Fort Beaufort debt counselling and debt review, Heilbron debt counselling and debt review, Viljoenskroon debt counselling and debt review, Port Shepstone debt counselling and debt review, Vryburg debt counselling and debt review, Wolmaranstad debt counselling and debt review, Temba debt counselling and debt review, Balfour debt counselling and debt review, Mondlo debt counselling and debt review, Aliwal North debt counselling and debt review, Thohoyandou debt counselling and debt review, Volksrust debt counselling and debt review, Wesselsbron debt counselling and debt review, Ceres debt counselling and debt review, Ermelo debt counselling and debt review, Senekal debt counselling and debt review, Thaba Nchu debt counselling and debt review, Frankfort debt counselling and debt review, Ekangala debt counselling and debt review, Giyani debt counselling and debt review, Stutterheim debt counselling and debt review, Harrismith debt counselling and debt review, Malmesbury debt counselling and debt review, Theunissen debt counselling and debt review, Margate debt counselling and debt review, Butterworth debt counselling and debt review, Lebowakgomo debt counselling and debt review, Cradock debt counselling and debt review, Richmond debt counselling and debt review, De Aar debt counselling and debt review

 

Important information regarding your application process.

Important information regarding your application process.

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Although the National Credit Act allows protection when your application is received there are three important facts you have to remember.

 

 

  1. Debit Orders

 

The Act states very clearly that all your credit providers MUST stop all debit orders that they

have on your account. The fact is that they don’t bother, leaving you with a “double payment “when you have paid your PDA account as well. This “grabbing” of funds by the credit providers is in direct violation with the Act as the said credit provider gives himself an advantage above others. The Act states that all creditors will enjoy equal benefits and rights. Although the money drawn from your account can be reversed we advise that you open another account (with a bank where you don’t have credit) to avoid this hassle.

 

  1. Final notices (Section 129)

 

According to the Act a credit provider can only refuse to accept your application if a Section 129notice (final notice) have been delivered and the time mentioned in that noticed has lapsed. As we do in our application form, we urge all applicants to be very honest in providing info on these notices. Should there be a 129 notice that has lapsed that account will not be included in your application and subsequently the asset attached to that account will be repossessed.

 

Please take note of this as we cannot be held liable for advising and informing you on your favorable application when this fact is being withheld from us.

 

  1. Calls from creditors

 

Once you have applied for debt review and your details have been submitted to the NCR all creditors will receive notice that your application was made. As a result you will most likely start receiving calls from your credit providers stating you have to pay immediately to avoid legal action. THIS IS HARRASMENT AND EMPTY THREATS AND MUST BE IGNORED!.

 

The reason for the sudden calls is from the COLECTIONS DEPARTMENT and NOT form the Debt review department. Part of the salary structure of collection agents is based on commission the earn as a result of money that they collect from you! NEVER will the debt review department phone you and all other calls from creditors should be referred to us

 

These calls from creditors immediately puts us as your debt counselor in a bad light and creates distrust between you and us.

 

Should you have any further questions or comments please email us at

 

support@helpwithdebt.co.za

 

Debt counselling Pretoria

Debt review and debt counselling Pretoria

Help with debt assist clients in Pretoria, Groenkloof, Waterkloof, Moreletapark, Mooikloof, Woodhill, Faerie Glen, Gezina, Wonderboom, Montana, Sinoville, Karenpark, Waverley, Villeria, Doornpoort, Doornkloof, Zeekoegat, Die Poort, Leeufontein, Silver Lakes, Lynwood, Brooklyn, Hatfield, Centurion, Highveld, Eldoraign, Kloofsig, Murrayfield, The Glen, Silverton, East Lynne and Eersterust  and the rest of South Africa

Before a debt management company such as Help with Debt can assist any client with their debt problems, the process of debt review needs to be undertaken. Debt review assists the debt management company in identifying the debt problem at hand, and finding the suitable solution.

Help with Debt performs a thorough debt review process on all their clients, ensuring that all needs are identified, and an accurate solution created.

Help with Debt offers the following to their clients who are searching to undergo debt review:

No upfront fees

No additional loans

One very affordable monthly payment to creditors

No interviews unless you want to have a free consultation

Contact Help with Debt today, and let them assist you through their debt review services.

Contact Details:

Contact Number: 073 053 7756

Fax Number: 086 519 4004

Email: info@helpwithdebt.co.za

Website:http://www.helpwithdebt.co.za

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