Debt review Limpopo

Debt review and Debt counselling Limpopo

Debt review and Debt counselling Limpopo

Debt review Limpopo

Debt counselling and debt review by registered debt counsellors Limpopo, Help with Debt will prevent repossession and reduce your debt by up to 60% today



Are you facing vehicle or property repossession in Limpopo ?

Creditors calling every day?

Prevent repossession and stop all legal action today!!

Debt counselling will lower your total monthly debt repayments by up to 60% without increasing your settlement amount. Meaning you will pay the same amount you owe today, but easier on your pocket. This will give you more money in your pocket at the end of every month. STARTING FROM TODAY!

Help with debt, debt counsellors will assist you and your family in Limpopo  with immediate effect to prevent all property and vehicle repossession as well as to stop and prevent all legal action that might lead to the sheriff attaching your loose assets and selling them on auction.

We are registered with the National Credit Regulator and pride ourselves with providing fast and friendly service with great after-care to debt review clients in Limpopo .

Please visit our website at

Help with debt assist clients in Polokwane (Pietersburg), Tzaneen, Phalaborwa, Hoedspruit, Ellisras, Makhado (Louis Trichard), Mokopane(Potgietersrus), Mookgopong (Naboomspruit), Bela-Bela (Warmbaths) Modimolle (Nylstroom) and the rest of South Africa


What is debt review in South Africa

What is debt review in South Africa

Debt Review and Debt counselling  is a process in terms of the National Credit Act for over indebted consumers (Over indebted means if you cannot repay all your monthly debt with your current financial situation)


The purpose of debt counselling is to protect the over indebted consumer against Credit providers. The first step in the process is to get the help from a registered debt counselor like

Wat is Skuldberading – Limpopo?

POLOKWANE LOGOWat is Skuldberading – Limpopo?

Skuldberading in Polokwane (Pietersburg), Tzaneen, Phalaborwa, Hoedspruit, Ellisras, Makhado (Louis Trichard), Mokopane(Potgietersrus), Mookgopong (Naboomspruit), Bela-Bela (Warmbaths) Modimolle (Nylstroom)  is n proses wat deur die NCR beheer word kragtens die Nasional Kredietwet


Skuldberading is n proses waardeur ‘n klient gaan indien hy nie meer sy maandelikse verpligtinge teenoor krediteure kan nakom nie. Met ander woorde as jy te min geld het om jou maandelikse skuld te betaal kan skuldberading vir jou n oplossing wees vir jou skuld.


Die skuldberader in Limpopo sal met elke krediteur ‘n nuwe terugbetalings ooreenkoms onderhandel wat die klient kan bekostig om te betaal elke maand. Terugbetalings word verlaag sonder dat jou uitstaande balans meer word. Om dit maklik te verduidelik: Jou tydperk wat jy oorspronklik gehad het om jou skuld terug te betaal word verleng en sodoende word jou paaiement verlaag


As jy aanbly onder skuldberading tot al jou skuld betaal is sal jy geen skuld he nie en dus n nuwe beter lewe kan begin sonder om die foute te maak wat jou in die skuld lokval vasgevang het nie.


Jy kan enige tyd onttrek uit die proses van skuldberading en hoef nie te bly tot alles klaar betaal is nie


Verligting van skuld is onmiddelik en jy sal dadelik die beskerming van die wet geniet onder skuldberading


Kontak ons gerus vir gratis skuldberadings aansoekke In Limpopo

Debt counselling Limpopo

Debt review and debt counselling Limpopo

Help with debt assist clients in Polokwane (Pietersburg), Tzaneen, Phalaborwa, Hoedspruit, Ellisras, Makhado (Louis Trichard), Mokopane(Potgietersrus), Mookgopong (Naboomspruit), Bela-Bela (Warmbaths) Modimolle (Nylstroom) and the rest of South Africa

Before a debt management company such as Help with Debt can assist any client with their debt problems, the process of debt review needs to be undertaken. Debt review assists the debt management company in identifying the debt problem at hand, and finding the suitable solution.
Help with Debt performs a thorough debt review process on all their clients, ensuring that all needs are identified, and an accurate solution created.

Help with Debt offers the following to their clients who are searching to undergo debt review:
No upfront fees
No additional loans
One very affordable monthly payment to creditors
No interviews unless you want to have a free consultation
Contact Help with Debt today, and let them assist you through their debt review services.
Contact Details:
Contact Number: 073 053 7756
Fax Number: 086 519 4004


Professional Debt Counselling by NCR registered Debt counsellors – Limpopo

Professional Debt Counselling by NCR registered Debt counsellors – Limpopo

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We Can Help You Get Debt Free!‎ and prevent legal action and repossession


Lower Monthly Payments‎  by up to 60%


Don’t wait untill it is too late


Free Debt counselling applications (T’s&C’s apply)




Dont wait

If you are in arrears with your accounts, dont wait for legal action to start. Get protection TODAY


Debt counseling process

The debt counselling process is very easy to understand. You basically get the opportunity to pay a reduced monthly repayment towards your debt


Important questions

Is this a loan?

Absolutely not. Debt counselling is not a loan

Can I exit debt counselling?

Yes you can. At any time you can withdraw from the process

Is debt counselling binding to my creditors?

Debt counselling is the only process where your orginal agreement can be altered and be enforced


When to use debt review

If you are struggling every month to repay your debt at the cost of the quality of your life then you must concider debt review

While debt review reduces your monthly repayments it allows you to provide better for your family because it leaves you with more disposable income



Free debt counseling assessments

We provide free debt counselling assessments and we do not charge joining fees


Contact us today for debt counselling and debt review in  Polokwane (Pietersburg), Tzaneen, Phalaborwa, Hoedspruit, Ellisras, Makhado (Louis Trichard), Mokopane(Potgietersrus), Mookgopong (Naboomspruit), Bela-Bela (Warmbaths) Modimolle (Nylstroom) and the rest of South Africa




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Is Debt review good or bad?

Is Debt review good or bad?

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We often get the question from consumers whether debt counseling is good or bad.

We wrote this to clarify that it is not a simple yes/no answer but a complex set of answers for both yes and no

Debt counseling is good if……

If you yourself decided and realized that you are over indebted and that you cannot afford your monthly debt repayments anymore

If you pay your debt on time but you do not have enough money left to sustain your current lifestyle.

maintaining your current lifestyle means that you pay your debt and don’t have enough for your living expense like groceries

Debt counseling is good if you want to get a structured plan to get out of debt AND you stick to it

Debt counseling is bad if……

If you manipulate the system to buy time and to try and get extra money every month to spend on unnecessary stuff

If you do not stick to your new budget and keep up with your proposed debt review payment plan

If you ignore the debt counselor and creditors to comply with the provisions of the Act with regards to Debt counseling


In short, debt counseling is a very effective tool to assist you if YOU made a educated decision to repay your debt


Contact us today with the form below to have a free debt counseling assessment done

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Important information regarding your application process.

Important information regarding your application process.

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Although the National Credit Act allows protection when your application is received there are three important facts you have to remember.



  1. Debit Orders


The Act states very clearly that all your credit providers MUST stop all debit orders that they

have on your account. The fact is that they don’t bother, leaving you with a “double payment “when you have paid your PDA account as well. This “grabbing” of funds by the credit providers is in direct violation with the Act as the said credit provider gives himself an advantage above others. The Act states that all creditors will enjoy equal benefits and rights. Although the money drawn from your account can be reversed we advise that you open another account (with a bank where you don’t have credit) to avoid this hassle.


  1. Final notices (Section 129)


According to the Act a credit provider can only refuse to accept your application if a Section 129notice (final notice) have been delivered and the time mentioned in that noticed has lapsed. As we do in our application form, we urge all applicants to be very honest in providing info on these notices. Should there be a 129 notice that has lapsed that account will not be included in your application and subsequently the asset attached to that account will be repossessed.


Please take note of this as we cannot be held liable for advising and informing you on your favorable application when this fact is being withheld from us.


  1. Calls from creditors


Once you have applied for debt review and your details have been submitted to the NCR all creditors will receive notice that your application was made. As a result you will most likely start receiving calls from your credit providers stating you have to pay immediately to avoid legal action. THIS IS HARRASMENT AND EMPTY THREATS AND MUST BE IGNORED!.


The reason for the sudden calls is from the COLECTIONS DEPARTMENT and NOT form the Debt review department. Part of the salary structure of collection agents is based on commission the earn as a result of money that they collect from you! NEVER will the debt review department phone you and all other calls from creditors should be referred to us


These calls from creditors immediately puts us as your debt counselor in a bad light and creates distrust between you and us.


Should you have any further questions or comments please email us at